It seems a week doesn't go by without more news highlighting the risks of cycling on London’s crowded streets. PedalSure is offering a new cyclist insurance policy aimed at providing a comprehensive cover for commuters and enthusiasts alike. The good news is that they focus on You the cyclist!
PedalSure.com covers you first, and then your bike. When compared against a selection of other policies on the market, it is clear that PedalSure offers comprehensive insurance addressing the major risks when cycling. After all, if you are insuring your bike for theft, aren't you forgetting the simple fact that you are more valuable than your bike.
PedalSure.com cyclist insurance is available in three levels of cover, starting from only £5.99 per month for their Bronze level of cover. What ties all the policy options together are the higher levels of personal accident cover with maximum payouts ranging from £35,000 to £150,000 as outlined in the comparison table below.
Every year in the UK around 19,000 cyclists are injured in reported road accidents, with some 3,000 serious injuries and over 100 deaths. Yet recent research shows that 93% of cyclists are not insured for all the items that PedalSure provide coverage. In fact, the majority of life insurance policies only pay if a cyclist dies. Now, with around 100 cycling-related deaths per year and over 19,000 accidents, the case for comprehensive injury cover is hard to contest.
There will always be risks associated with cycling, but that shouldn't stop people riding. For many cyclists, their bike is more than just a means to an end, it’s an expression of choice and freedom. So why should they be put at more of a financial risk than drivers, or people using any other form of personal transport? The answer is, they shouldn't. And PedalSure is aiming to change that. Their message is that you are most definitely more valuable than your bike. With starting premiums around the cost of about three Espressos a month, to put it another way, there’s no reason to think it won’t.
